MediaCatalyst

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How Banks can serve the Credit Invisible people in India
22 May

How Banks can serve the Credit Invisible people in India

MediaCatalystColumn
Author: Seema Prem, Co-Founder and CEO, FIA Global Millions of creditworthy individuals and micro-enterprises are financially underserved as they do not have any kind of formal credit scores that could help them qualify for bank loans. In the US, for instance, 1 out of every 10 Americans does not have a credit score. In India, more than 65% of the households do not have credit scores. About 3.5 billion of the world’s population does not have any credit history in the records of any of the credit reporting companies and is, therefore, credit invisible. This is a problem particularly in…
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5 Tips to Ensure Safety of Your Digital Information
21 May

5 Tips to Ensure Safety of Your Digital Information

MediaCatalystColumn, Digital, Editor's Picks,
Today we are practically always online. Security has hence become hygiene for us. We deserve to have the security of experts without having to be experts ourselves. Although the onus towards building secure environments lies on companies that build user-centric products, there are quite a few things users can do at their end which pay off high returns in the longer run. Much like most good habits, the lack of these practices has a much more pronounced downside than the observable upside of exercising these. At best you shall use the products as they are without losing anything that belongs…
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